Many people will never realise the best investment ideas are usually the simple ones. You have to look for the greatest return but with a very low risk factor.

Forget the current downturn for a moment as property prices do increase nicely over the years. You can still make a decent low risk investment out of property.

Location, location, location! It’s as relevant now as it’s always been. Some things never change and certainly location is the number one factor to consider.

Here in the UK house prices double every 10 years historically so you can make the most of your money by getting into the property market. Property is a prime example of a simple idea being arguably the best investment idea.

Let me spell out a quick example. We’ll keep figures nice and round for ease of calculations. Invest in a house for 150k and keep it for ten years. It should be now worth circa 300k.

If (in the above example) buying on a mortgage you should shop around for the best deals as even a little saving on your mortgage rate could mean a big cash saving. Remember you always need to keep some cash available for the next good investment idea.

**Not so much a great investment idea but using our mortgage overpayment calculator you can find out how to knock years off your mortgage**

Back to what we were on about before.

Try to get the best mortgage rate you can. Shop around and change if you have to as it could make a huge difference later on. The mortgage is a key factor in any property investment idea.

So many new investors are caught out by the peaks and troughs of the property market. They get in late and buy at a peak. Then panic and try to sell in a trough. This is a guaranteed way to lose money and confidence.

If simple equals best then you need a simple system to profit from any investment ideas you have. If property is to be your medium then the formula has to be, wait for a trough, establish an affordable good location, obtain a good mortgage, get a good management team in to secure regular premium rentals.

For centuries it has been proven that the best ideas are the simplest with the wheel being a prime example. Don’t confuse yourself when searching for a good investment idea. Simplest is best. Click the following link for great investment ideas.

Technorati Tags: business, family, finance, fixed rate mortgage, home, house, investment ideas, mortgage, mortgage deals, mortgage overpayment calculator, mortgage rates, real estate, society, standard mortgages

Tags: business, family, finance, fixed rate mortgage, home, house, investment ideas, mortgage, mortgage deals, mortgage overpayment calculator, mortgage rates, real estate, society, standard mortgages

This entry was posted on Tuesday, September 22nd, 2009 at 5:05 pm and is filed under Small Business Advice. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.